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HOW WILL YOUR BANKRUPTCY AFFECT YOU PERSONAL INJURY CASE?

How will Bankruptcy affect your Personal injury case? This greatly depends on which occurred first, and which chapter of bankruptcy you are in. Is...

July Specials- Chapter 7 $795

Chapter 7- $795 excludes filing fee includes personal property appraisal and credit report. Chapter 13 -$1,500 down balance through plan capped at $4,500 plus...

How to Save $1000

According to recent research, almost one-half of Americans live paycheck to paycheck  62% of Americans have no emergency funds.  Most  Americans waste 10-15% of...

Chapter 13- MEANS TEST

Chapter 13 is a section of the Bankruptcy Code which allows individuals who are in financial difficulty to pay their creditors over time, while...

FLORIDA EXEMPTION STATUTES

One of the most common questions I receive are what exemptions are available to me in Florida under bankruptcy.   I have  included a list...

How Long Does it Stay on My Credit?

The Answer is  usually 7-10 years. A Break down by account types is below: Collection Accounts – Are required to be removed 7 years from...

Medicaid Planning? Why You Need An Irrevocable Trust

The Medicaid asset limit for a nursing home resident covered by Medicaid is no more than $2,000 in “countable” assets.  An irrevocable trust will...

How to Shelter Assets from Nursing Home Care Costs

Give monetary gifts to your loved ones before you get sick. Hire an attorney to draft a “life estate” for your real estate,… Place...

Failure to Disclose Claim in Bankruptcy Petition

Lewis v. Portfolio Recovery Associates, LLC  The Debtor filed a Chapter 7 Bankruptcy in NJ.  The Debtor did not disclose his FDCPA action and...

Survival Skills You Learn When You’re in Debt

Guest Blog- by Oak View Law Group, Author Ian Caldwell Being in debt is not always bad. Are you astonished? You shouldn’t. Every experience...