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Will Facts

A will has no legal authority until after death. So, a will does not help manage a person’s affairs when they are incapacitated, whether by illness or injury. A will does not help an estate avoid probate. A will is the legal document submitted to the probate court, so it is basically an “admission ticket” to probate. A will is a good place to nominate the guardians  of your minor children if they are orphaned. All parents of minor children should document their choice of guardians. If you leave this to chance, you could be setting up a family battle royal, and your children could end up with the wrong guardians.

Don’t Let The State Of Florida Decide

There are various strategies and tools available in estate planning, such as wills, revocable living trusts, irrevocable trusts, durable powers of attorney, living wills, and advance health care directives, among others. Unfortunately, many people overlook this critical step in securing their family’s financial future. By preparing a well-considered estate plan, you position yourself ahead of those who fail to plan at all. It often comes as a surprise to learn that without an estate plan, Florida law will determine how your assets are distributed after your death—and the State’s plan is often not what you would have chosen. A properly drafted estate plan ensures that your wishes take precedence over the State’s default plan.

Involve Your Family in Estate Planning to Honor Wishes and Prevent Future Conflicts

Discussing estate planning with family is crucial, particularly as parents grow older. These conversations help ensure that everyone’s wishes are respected and that potential conflicts are avoided. Initiating these discussions early on can provide peace of mind for the entire family. Involving adult children in these talks is essential for maintaining an up-to-date and comprehensive estate plan.

The Importance of Family Involvement

Including adult children in the estate planning process is vital as parents age. Health and financial circumstances can change, necessitating updates to estate plans. Adult children can help ensure that these plans accurately reflect current needs and desires. Early discussions also help sidestep the complexities of probate, which can be time-consuming, expensive, and stressful.

Understanding Probate and Its Impact

Probate is the legal process through which a deceased person’s estate is managed and distributed. Without the proper estate planning documents, an estate will go into probate upon death, which can lead to several challenges:

  • Lengthy Delays: Probate can take months or even years, delaying asset distribution.
  • High Costs: Legal fees and court costs can significantly reduce the estate’s value.
  • Lack of Privacy: Probate proceedings are public, allowing anyone to access details about the estate.

By having the right estate planning documents in place, families can avoid the pitfalls of probate.

Preparing for the Conversation

Approaching the subject of estate planning with aging parents requires sensitivity and respect. Consider the following tips:

  • Choose the Right Time and Place: Select a calm, private setting at a time when everyone is relaxed and receptive.
  • Be Patient and Understanding: Acknowledge that this can be a difficult topic for parents to discuss.
  • Frame It Positively: Highlight that planning now can prevent stress and confusion later.

Strategies for Effective Communication

To ensure clear and productive discussions:

  • Encourage Openness: Allow parents to express their wishes freely, without feeling pressured.
  • Include All Relevant Family Members: Ensure that all siblings or relevant family members are involved to prevent misunderstandings later.
  • Listen Actively: Show respect for your parents’ wishes by listening carefully.

Key Topics to Address

When discussing estate planning with your parents, it’s important to cover the following:

  • Wills and Trusts: Make sure these documents reflect current wishes and circumstances. Trusts can help avoid probate and offer clear instructions for asset distribution.
  • Healthcare Directives: Discuss living wills and medical powers of attorney to ensure parents’ healthcare preferences are followed.
  • Powers of Attorney: Decide who will handle financial and legal matters if parents become incapacitated.
  • Executors and Healthcare Proxies: Ensure the chosen individuals are ready and willing to take on these roles.

Legal and Financial Considerations

Consulting with legal and financial professionals is essential to make sure that all aspects of the estate plan are legally binding and financially sound. It’s advisable to review the estate plan regularly, particularly after major life events or changes in the law, to keep it current and effective.

Providing Peace of Mind

Making estate planning a family affair ensures that everyone’s wishes are honored and helps prevent future conflicts. Approach these discussions with care and a shared commitment to respecting each other’s wishes. A well-prepared estate plan not only helps avoid the complications of probate but also offers peace of mind for the entire family.


Ready to begin the conversation about estate planning with your family? Contact Carol Lawson PA  today at (727) 410-2705  to schedule a consultation and receive expert guidance on creating a comprehensive and respectful estate plan.

Why You Should Not Add Someone To Your Deed

Adding a name to a deed is a significant legal action that transfers ownership or a portion of property ownership to another individual. Often, individuals opt to bypass legal counsel and handle the deed themselves. It may seem straightforward—pick up a form from an office supply store, fill it out, and record it. What could possibly go wrong? Quite a bit, actually.

One unintended consequence is when  new spouses, relatives, non-relatives, such as boyfriends, girlfriends, or friends, are added to the deed, and the relationship sours, removing that individual from the deed becomes challenging. After all, you gifted a part of your real property to this person for free.  This leaves you with  few options: convince the unwanted party to voluntarily deed back their share (a daunting task if the relationship is contentious and they may want  you to pay them half of the equity) or engage in costly and lengthy litigation, often resulting in a partition action where attorneys’ fees take precedence and the property is sold and they receive half of the sales proceeds.

Additionally, adding someone to a deed can lead to losing Florida homestead exemption under certain circumstances (such as if the are already on a homestead for example), resulting in the loss of significant tax benefits. Incorrectly worded deeds may also result in property transferring to the wrong individual, derailing estate planning goals. Also, failure to execute the deed correctly according to Florida law renders it invalid and causes title chain problems.

Furthermore, adding a name to the deed complicates property sales or refinancing, as all parties must agree and sign documents. Individuals receiving government benefits like Medicaid and Social Security may jeopardize their eligibility by being added to a deed. Moreover, adding a name to a mortgaged property may trigger the due-on-sale clause, leading the bank to demand immediate repayment of the loan and potentially initiate foreclosure proceedings. If the other person doesn’t live in the property and they file bankruptcy the trustee could also force you  to buy out their interest or force sale of the property.

Consulting an experienced attorney before making changes to a deed is advisable to avoid costly legal entanglements.