Chapter 13 is a section of the Bankruptcy Code which allows individuals who are in financial difficulty to pay their creditors over time, while under the protection of the Bankruptcy Court. The Bankruptcy Court issues an order, preventing creditors from taking any action against you the moment the bankruptcy is filed just as in a […]
One of the most common questions I receive are what exemptions are available to me in Florida under bankruptcy. I have included a list of exemptions under the bankruptcy code below. Please remember to contact us for your bankruptcy needs . FLORIDA EXEMPTION STATUTES Description LAW Max Individual Amount Max Joint Amount Alimony Child Support FSA […]
The Answer is usually 7-10 years. A Break down by account types is below: Collection Accounts – Are required to be removed 7 years from the date of default on the original account. The “date of default” is the date that the original account became 180 days or approximately 6 months past due. The date the original […]
The Medicaid asset limit for a nursing home resident covered by Medicaid is no more than $2,000 in “countable” assets. An irrevocable trust will help you meet the countable assets. A trust is a legal entity under which one person — the “trustee” — holds legal title to the property for the benefit of others […]
Give monetary gifts to your loved ones before you get sick. Hire an attorney to draft a “life estate” for your real estate,… Place liquid assets into an annuity. Transfer a portion of your monthly income to your spouse. Shelter your money through an irrevocable… For more information contact our office. Carol A. Lawson, […]
Lewis v. Portfolio Recovery Associates, LLC The Debtor filed a Chapter 7 Bankruptcy in NJ. The Debtor did not disclose his FDCPA action and received a discharge. The debtor then filed a lawsuit alleging the defendant sent him a letter in an attempt to collect a debt that contained a “mini-Miranda” warning in a box entitled […]
Guest Blog- by Oak View Law Group, Author Ian Caldwell Being in debt is not always bad. Are you astonished? You shouldn’t. Every experience teaches you some valuable things in life, and “being in debt” is not an exception. Though it is not advisable to invite “debt” in your life. However, experiencing debt problems teaches […]
Client’s often ask why can’t I just put my child on my bank account with me. One of the things that I’m looking at is, how do they own their assets, who actually owns their asset who is on their bank account, who is on the title to their real estate. Often I discover that […]
In Florida, a surviving spouse has spousal rights to a deceased spouse’s property whether or not the decedent provided for such in their will. These rights include exempt property, a family allowance, an intestate share, a pretermitted spousal share, an elective share, and homestead property rights. Reviewing the will and the spouse’s property rights is extremely […]
As a parent with a special needs child, I was excited to learn about ABLE, and wanted to share the information with you. For those unfamiliar with the program, ABLE United is a not-for-profit managed by the Florida Prepaid College Board, a state agency. FDIC Insured option is available. ABLE United offers Florida’s version of […]
Our office stands ready to serve your needs.
Our office stands ready to serve your needs.
Phone: (727) 410-2705
Phone 2: (727) 330-1627
We are LBQT friendly; service animals welcomed; free parking and free WIFI.
Day, Evening and Weekend appointments available
2451 McMullen Booth Rd. #254 Clearwater, FL 33759
