Entries by damg

Happy Three Kings Day

Three Kings Day or Día de Reyes is January 6. This day is formally the Feast of the Epiphany on the church calendar, the 12th day after Christmas, when the Gospel of Matthew says the Magi arrived bearing gifts for the divine child, Jesus.   Carol A. Lawson, Esq., 28870 U.S. Hwy19 #300, Hodusa Towers, […]

Mortgagors Lack Standing

The Illinois Appellate Court, Second District, held that mortgagors lack standing to challenge the propriety of an assignment of mortgage loans into a pooled-asset trust in alleged violation of a pooling and servicing agreement, as any alleged failing would not void the assignment but instead was a “voidable” act that could be ratified by trust beneficiaries.    The Court also ruled […]

Notice of Forced Placed Hazard Insurance sent to a Debtor in Bankruptcy was not a communication under FDCPA

The U.S. District Court for the Northern District of Illinois ruled that notice of force-placed insurance by the lender to a debtor in bankruptcy was not the collection of a debt subject to the federal Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692, et seq. (“FDCPA”). Borrowers had surrendered the property in the property […]

False Claim under FDCPA

The Eleventh Circuit held that debtors’ complaint stated a false representation claim under the federal Fair Debt Collection Practices Act, where the debt validation/1692g notice identified the loan servicer who started servicing the loan after it was in default as the creditor.” The Lender transferred the serving rights to the mortgage and note. The Loan […]

SUE OR BE SUED CLAUSE

The Ninth Circuit Court of Appeals  held that Federal National Mortgage Association’s (“Fannie Mae”) federal corporate charter confers federal question jurisdiction over claims brought by or against Fannie Mae. The Ninth Circuit  held that under the rule announced in American National Red Cross v. S.G., 505 U.S. 247 (1992), Fannie Mae’s federal charter confers federal […]

TCPA Allows Consent Through Intermediaries

The Eleventh Circuit,   U.S. Court of Appeals,   held that the TCPA allows callers to obtain consent through intermediaries. The Court also held that a 2008 FCC Ruling interpreting the “prior express consent” defense applies to all creditors and debt collectors, including medical debt collectors, when calling wireless telephone numbers. The 11th Circuit held  that […]

Background Artwork

The Beautiful Abstracts used in Back ground  are for sale in cards. Contact: Cynthia Conte [fractalfridays@gmail.com] Prices are: Unmounted Pictures 4×6       $1.00/each or 4 for $3.00 5×7       $1.50/each or 4 for $5.00 8×10     $6.00/each or 4 for $20.00 11×14   $9.00/each or 4 for $32.00 Mounted on […]

Vote NO on Greenlight Pinellas

Why you need to Vote NO! Pinellas County would have the highest sales tax in Florida at 8%. Does the route makes sense to you? From downtown Clearwater to downtown St. Petersburg… …and it will take you an hour to travel that route. There is no rail link to Tampa in Greenlight. Light rail is […]