Carol A. Lawson, Esq., 28870 U.S. Hwy19 #300, Hodusa Towers, Clearwater, FL 33761 Phone: (727) 410-2705; email: calh@gate.net
The Sixth Circuit reversed an award of summary judgment in favor of a debt collector, where the debtor argued the law firm a failed to verify the disputed debt, as required by the federal Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. (“FDCPA”). By failing to properly validate the debt , the Court […]
In December, 2014, Ocwen Financial Corporation and Ocwen Loan Servicing along with Litton Home Servicing and Homeward Residential Holdings (previously known as American Home Mortgage Servicing or AHMSI) entered into a consent order with 49 States and the District of Columbia to provide $2 billion in principal reduction to underwater borrowers and provide $125 million […]
Agile Assur. Group, Ltd. v. Palmer, — So. 3d —-, 2014 WL 2151971 (Fla. 2d DCA 2014). Contracts must be read in their entirety, and doing so can require the word “may” be interpreted as mandatory instead of permissive. A contract clause may require the contract not be interpreted against its drafter, and such provision […]
Consumer debtors claimed violation of the bankruptcy stay based on a “Notice of Sale” that was published in a local newspaper, and in letters that they received from law firms. The sale was canceled but debtors did not learn that until later. Although two separate motions for relief from stay were filed by two different “creditors”, the motions were never ruled on […]
The Servicemembers Civil Relief Act (SCRA) provides protection for active duty military and their families and also after they return home. Members may not realize that adverse legal actions or improper reporting on their credit reports have occurred until they need to access credit or some other adverse incident has occurred. Every service member should pull […]
The U.S. Supreme Court has now found that funds in an inherited IRA account are not exempt funds. This decision could have far-reaching and significant impact on people with large sums of inheritance monies held in IRA accounts. In fact, the impact could be financially devastating. “ Three legal characteristics of inherited IRAs provide objective […]
Several federal agencies and 49 state attorneys general struck a $968 million settlement Tuesday with SunTrust Mortgage over charges that it violated laws governing mortgage origination, servicing and foreclosures. Floridians who borrowed money from SunTrust Mortgage Inc. to buy a home could get nearly 40 percent of the total consumer relief expected under a joint […]
More senior homeowners with mortgages: Older consumers are carrying more mortgage debt into their retirement years than in previous decades. For homeowners age 65 and older, the percentage carrying mortgage debt increased from 22 percent to 30 percent from 2001 to 2011. Among those aged 75 and older, the rate more than doubled during that […]
The judges of the Tampa and Ft. Myers Divisions have revised the approved Chapter 13 Model Plan. The revised Model Plan must be used by all Chapter 13 debtors in cases filed on or after June 1, 2014. Changes from the previous model plan include: Paragraph 5 which provides that secured creditors who have filed […]
Our office stands ready to serve your needs.
Our office stands ready to serve your needs.
Phone: (727) 410-2705
Phone 2: (727) 330-1627
We are LBQT friendly; service animals welcomed; free parking and free WIFI.
Day, Evening and Weekend appointments available
2451 McMullen Booth Rd. #254 Clearwater, FL 33759
